Farmers National Bank
 
       

 

 

 

Current Interest Rates

APY%

NOW Accounts 0.10%
NOW Plus Accounts 0.50%
Super NOW Accounts 0.80%

 

 

Regular Checking Accounts
DDA Account
  • no minimum balance required to open account.
  • Minimum balance to avoid imposition of fees- A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $300.00 any day of the cycle.
  • Fees: A per item fee of $.20 will be charged for each debit item during a statement cycle. This fee will apply if the account balance falls below $300.00 on any day during the statement cycle.

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NOW Account
Rate Information- Your interest rate and annual percentage yield may change. 
Frequency of rate changes
- We may change the interest rate on your account at any time.
Determination of rate- At our discretion, we may change the interest rate on your account.
Compounding frequency- Interest will be compounded monthly.
Crediting frequency- Interest will be credited into this account monthly.
Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account- You must deposit $1,000.00 to open this account.
Minimum balance to avoid imposition of fees- A service charge fee of $7.50 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle. A per item fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
This fee will apply if the daily balance falls below $1,000.00
Daily balance computation method- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits- Interest begins to accrue on the business day you deposit noncash items (for example, checks).  

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NOW PLUS Account
Rate Information- Your interest rate and annual percentage yield may change. 
Frequency of rate changes
- We may change the interest rate on your account at any time.
Determination of rate- At our discretion, we may change the interest rate on your account.
Compounding frequency- Interest will be compounded monthly.
Crediting frequency- Interest will be credited into this account monthly.
Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account- You must deposit $25,000.00 to open this account.
Minimum balance to avoid imposition of fees- A service charge fee of $8.50 will be imposed every statement cycle if the balance in the account falls below $25,000.00 any day of the cycle. A per item fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
This fee will apply if the daily balance falls below $25,000.00
Daily balance computation method- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits- Interest begins to accrue on the business day you deposit noncash items (for example, checks).  

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SUPER NOW Account
Rate Information- Your interest rate and annual percentage yield may change. 
Frequency of rate changes
- We may change the interest rate on your account at any time.
Determination of rate- At our discretion, we may change the interest rate on your account.
Compounding frequency- Interest will be compounded monthly.
Crediting frequency- Interest will be credited into this account monthly.
Effect of closing an account- If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account- You must deposit $50,000.00 to open this account.
Minimum balance to avoid imposition of fees- A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $50,000.00 any day of the cycle. A per item fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).
This fee will apply if the daily balance falls below $50,000.00
Daily balance computation method- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits- Interest begins to accrue on the business day you deposit noncash items (for example, checks).  

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Loans
Come by and visit with one of our loan officers about your credit needs.

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Visa Check Cards
Check cards may be used to make a purchase or withdraw currency from an ATM. Contact us for an application, or click here for more detailed information.

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Internet Banking
Internet Banking may be used to access your accounts, to transfer money between accounts, or to make a payment from a checking account to a loan account. You may also print transactions of your account at any time. Contact us for an application.

Click here to logon to IB

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Bill Pay
Internet Banking may be used to pay bills 24 hours a day, seven days a week. Bills may be one-time payments or recurring payments. Contact us for an application.

Click here to logon to Bill Payment

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Other Services
Safe Deposit Boxes
Cashier's Checks
Free Notary Service
Wire Transfers
Bank by Mail
24 Hour Night Deposit
Check Ordering
Direct Deposits
Fax
Savings Bonds
Stop Payments

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Farmers National Bank

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