Farmers National Bank
 
       

 

FACTS

 

Rev. June 2011

 
WHAT DOES FARMERS STATE BANK OF NEWCASTLE DO WITH YOUR PERSONAL INFORMATION? 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit history

  • account balances and checking account information

  • transaction history and wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Farmers State Bank of Newcastle chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Farmers State Bank of Newcastle share?

Can you limit this sharing?

For our everyday business purposes  such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes 

to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes 

information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes

information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call 940-846-3556 or go to newcastlefarmersnb.com

What we do

How does Farmers State Bank of Newcastle protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Farmers State Bank of Newcastle collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • provide employment information or give us your contact information
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank of Newcastle has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank of Newcastle does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Farmers State Bank of Newcastle doesn't jointly market.

Other important information

 
 
Farmers National Bank

  Home || Internet Banking || Bill Pay || Products & Services || Calculators || Bank History || Privacy Policy || Consumer Education || Email Us || Internet Banking Demo || Bill Pay Demo || Complaint Notice